Loan Calculator

Calculate your loan payments, compare options, and make informed financial decisions with our comprehensive suite of loan calculators

Monthly Payment
Instant Results
Amortization
Full Schedule
Comparison
Side by Side

Loan Payment Calculator

Loan Details

$
$
%

Additional Costs (Annual)

$
$
$

Payment Summary

Monthly Payment
$1,748.43
Principal & Interest
$1,398.43
Taxes & Insurance
$350.00
Total Payment
$629,434
Total Interest
$303,434

Loan Breakdown

Loan Amount$200,000
Down Payment$50,000
Total of 360 Payments$629,434
Total Cost$679,434

All Financial Calculators

Choose from our comprehensive suite of calculators to make informed financial decisions

Loan & Mortgage

Loan Calculator

Calculate monthly payments for any loan

Mortgage Calculator

Estimate home loan payments with taxes and insurance

Refinance Calculator

Compare refinancing options and savings

APR Calculator

Calculate the true cost of your loan

Loan Comparison

Compare multiple loan offers side by side

Amortization Schedule

View detailed payment breakdown over time

Investment Property

Fix & Flip Calculator

Calculate profit on property flips

DSCR Calculator

Debt service coverage ratio for rentals

Rental Property Calculator

Analyze rental property cash flow

ROI Calculator

Calculate return on investment

Auto & Personal

Auto Loan Calculator

Calculate car loan payments

Personal Loan Calculator

Estimate personal loan costs

Debt Payoff Calculator

Plan your debt elimination strategy

Specialized Tools

Affordability Calculator

How much can you afford to borrow?

Rent vs Buy Calculator

Should you rent or buy?

Extra Payment Calculator

See how extra payments save money

Bi-weekly Payment Calculator

Calculate savings with bi-weekly payments

How to Use the Loan Calculator

Follow these simple steps to calculate your loan payments and understand your financing options

1

Enter Loan Details

Input your loan amount, interest rate, and term. Add down payment and additional costs for accurate results.

2

Adjust Parameters

Use sliders and input fields to experiment with different scenarios. See how changes affect your monthly payment instantly.

3

Review Results

Analyze your monthly payment, total interest, and payment breakdown. View the amortization schedule for detailed insights.

4

Compare Options

Try different loan terms and amounts to find the best option. Compare multiple scenarios to make an informed decision.

Pro Tips for Accurate Calculations

  • Include all costs: Don't forget property taxes, insurance, and HOA fees for a complete picture of your monthly payment
  • Compare terms: A shorter loan term means higher monthly payments but significantly less interest paid over time
  • Consider down payment: A larger down payment reduces your loan amount, monthly payment, and total interest
  • Check current rates: Interest rates change frequently, so use current market rates for the most accurate calculations

Why Use Our Loan Calculator?

Make smarter financial decisions with accurate, instant calculations and comprehensive insights

Save Time

Get instant calculations without waiting for lender quotes. Compare multiple scenarios in minutes.

Save Money

Understand the true cost of loans before committing. Find the most affordable option for your budget.

Make Confident Decisions

Armed with accurate numbers, negotiate better terms and choose the right loan with confidence.

See the Full Picture

View detailed amortization schedules showing exactly how much goes to principal vs. interest each month.

Plan Your Budget

Know your exact monthly payment including all costs. Plan your finances with precision and avoid surprises.

Compare Options

Easily compare different loan amounts, terms, and rates to find the perfect fit for your situation.

100%
Free to Use
15+
Calculator Types
24/7
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Ready to Get Your Loan?

Now that you've calculated your payments, let's find the perfect loan solution for your investment needs

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