Rental Property ROI Calculator
Calculate your total return on investment including cash flow, appreciation, loan paydown, and tax benefits. Get the complete picture of your rental property investment.
Rental Property ROI Calculator
Complete Investment Analysis
Purchase Details
Loan Details
Monthly Income
Annual Expenses
Growth Assumptions
Year 1 ROI Breakdown
Investment Summary
The 4 Components of Rental Property ROI
Cash Flow
Monthly rental income minus all expenses and mortgage payments. The money in your pocket each month.
Appreciation
The increase in property value over time. Historically averages 3-5% annually in most markets.
Loan Paydown
Each mortgage payment builds equity as tenants pay down your loan principal.
Tax Benefits
Depreciation, mortgage interest, and expense deductions reduce your taxable income.
Why Total ROI Matters More Than Cash Flow
Many investors focus solely on cash flow, but that's only part of the picture. A property with modest cash flow can still deliver exceptional returns when you factor in appreciation, equity buildup, and tax benefits.
Understanding total ROI helps you compare different investment strategies and make better decisions about where to allocate your capital.
Example: $100,000 Investment
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